With the internet at our fingertips, it may seem that you have all the information you could need on home loans. Without insider knowledge and weeks of spare time, however, applying for home loans yourself is tedious and doesn’t guarantee you the best fit. Here are some reasons to utilise… Read more
About the cheapest way to reduce your mortgage faster is the proper use of a 100% Offset Account, which is like any normal bank account, with one major benefit—any money that is in the Offset Account reduces the interest you pay on your home loan every day. An Offset Account… Read more
The fundamental financial lesson I have lived by is summed up in the Aesop fable, written in the 6th Century BC — ‘The Ant and the Grasshopper’. One beautiful summer day, a lazy grasshopper was chirping and sitting and playing games, just as he did every day. A hard-working ant… Read more
For many Australians, the notion of buying a home of their own seems out of reach. Yet there are lots of first home buyers using creative alternatives to get into the real estate market sooner rather than later. One option is known as rentvesting, and could be a helpful way… Read more
Whether you’re a first home buyer, investor or anything in between, there’s a wide variety of mortgage options on offer. Unsurprisingly, trying to find the right mortgage can be downright confusing. The good news is, that with the help of a qualified mortgage broker, you can find the ideal loan… Read more
Whether you are a seasoned investor or a first time home buyer, the home loan application process can be daunting. It does help to understand the process itself, the required steps and the parties involved in a home loan approval process. Here are the different levels of approval and what… Read more
Many ways of saving money on your mortgage involve making extra repayments. However, there are also techniques that can save you in interest without having to pay extra. One simple technique is to pay the exact same amount overall, but break it up into smaller, more frequent repayments. It’s far… Read more
It’s no surprise that most people do not consider property investment until they are in the middle ages or beyond. This is because dreams these days come with a high price tag. A car, rent, kids, education are all fighting your meagre salary at the end of every month. So,… Read more