The difference between banks and non-banks

Banks $ Are authorised deposit taking institutions (ADI’s) and can use their own funds to provide home loans. $ They provide integrated banking packages including savings, transaction accounts, and credit cards. $ Networks of branches provide additional service but contribute significantly to overhead costs. $ The ‘Big 4’ banks are… Read more

Don’t shy away from smaller lenders

On the topic of hunting down the best loan, people often ask me whether it is safe to borrow with a smaller lender. The answer to that question is “Yes; because you have their money and not the other way around.” Money is the same whomever you borrow it from;… Read more

Valuable Resource: Mortgage Broker Checklist

Not all Mortgage Brokers are equal! To help you quickly choose the right one, download my handy Mortgage Broker Checklist via the link below: www.mortgageaustralia.com.au/brokerchecklist Make sure your Mortgage Broker ticks off all the items in this checklist and you’ll be confident they can get you a great loan –… Read more

Who can you trust to work in your best interests?

It’s clear that a Mortgage Broker is more likely to have a cheaper loan than any individual lender, just through sheer weight of numbers. But what stops people, is knowing who they should trust, knowing who is really invested in them getting a cheap loan and paying it off quickly.… Read more

When is the best time to use a broker?

Wherever you are in the loan process, and whatever type of loan you’re looking for, a broker can help. It doesn’t matter the circumstance, whether you have just started thinking about buying, have already found the perfect house and want to quickly sort out your finances, are looking to unlock… Read more

What exactly is a Mortgage Broker?

There are literally thousands of different loan products available right now. While this makes it harder for you to choose the right loan, it also means that there’s an ideal lending solution for you out there. It’s just a matter of finding it. That’s where a Mortgage Broker comes in.… Read more

It’s a lot easier to be a Mortgage Broker

It’s a lot easier to be a Mortgage Broker like us and have a wider range of options for people to choose from than work for the bank and have to try and convince your customer that the single choice you have is the right one for them. Still, many… Read more

So how do you get the right loan?

So how do you get the right loan? Easy. Use a mortgage broker! Yes, I know, we are a Mortgage Broking company so of course I think this. But I chose to work in the Mortgage Broking industry because I like to stack the odds in my (and your) favour.… Read more