Another reason many people struggle financially in retirement is that they wait too long to begin investing. Or more often, their only investment outside of paying off their own home is superannuation. Waiting longer, in my opinion, makes the process risky because you need to accumulate properties more quickly and… Read more
Changing properties costs big money
Example: changing properties costs big money On a median Australian home in a capital city, you are looking at paying $23,877 in government fees and taxes and a further $12,760 to a real- estate agent to sell your current home – a total of $36,637. The problem comes when people… Read more
People’s attitudes toward money will cost them
The reality is that, in the future, 3 out of 4 people will end up with the pension as their main source of income. A big reason for this is people’s attitudes toward money. When I drive past my local petrol station and see cars lined up in long queues,… Read more
In the future, 3 out of 4 people will end up with the pension as their main source of income.
By 2035, anyone born after 1965 can only claim the Aged Pension after turning 70, not 65. As a result, unlike our parents and grandparents, most of us will get five less years of pension support in our lives. It’s clear that people need to be much more active in… Read more
Why Use a Mortgage Broker?
“The broking sector has already delivered substantial benefits to consumers by assisting new mortgage lenders to distribute their products, leading to increased competition in the mortgage sector which had the effect of driving down the indicative variable home loan interest rate from around 4.00% above the cash rate in 1994… Read more
The Low Rate Forever Service™
Mortgage Australia is in the business of organising mortgages, but even more so we are in the business of helping families become debt free. We do this through actively managing client’s mortgages at all stages of their property portfolios (even if they are first home buyers) and giving them the… Read more
Why you must become mortgage free faster
‘It’s time to start thinking differently about money and debt and start the healing process – and the process toward wealth and freedom. ‘Freedom from Bad Debt’ can get you started.” Robert Kiyosaki, Author of Rich Dad Poor Dad Everyone wants to be mortgage free, but now more than… Read more
Earning your trust
A letter from David Ham, the founder and Managing Director of the Mortgage Australia Group. Thank you for considering Mortgage Australia, I know you have a lot of choices when it comes to getting your next home loan. I believe that the question you are now faced with is: “Who… Read more