Australia is a tale of two economies right now, depending on the state or sector your business is based in. Today we’ll run you through three cash flow tips for your business, whether it’s growing or struggling.
Buy Now Pay Later users put on notice by credit agency
Do you use a Buy Now Pay Later (BNPL) service like Afterpay or Zip? If so, be warned that one leading credit reporting agency has made a big change that means your BNPL data will go onto your credit report.
What’s the best day to auction your house?
Drive or walk around your local suburb mid-morning on a Saturday and chances are you’ll pass a few freshly banged up ‘Auction’ signs. But is Saturday actually the best day to auction your home? New data suggests perhaps not.
Need help paying your insurance and workers comp premiums this year?
As if Australian business owners hadn’t faced enough challenges this past year – now the dreaded annual insurance and workers compensation premiums will soon arrive in mailboxes. Here’s how to smooth ‘em all out (and get an early bird discount!).
Green thumbs beware: one-third of veggie gardens contaminated with lead
One of the most exciting things about moving into your own home is doing whatever you want with it, such as growing your own veggie patch. But did you know more than a third of Aussie backyards are contaminated with lead? Here’s how to get your soil tested for free.
How much extra will your mortgage cost when interest rates rise?
After 18 straight RBA cash rate cuts it can be easy to dismiss the notion that interest rates might rise again. But if the cash rate returned to mid-2019 levels, how much extra would an average new mortgage holder expect to pay each month? Let’s take a look.
How to find the right, cheap home loan for you – Part 4
Step 4 – choosing the features you want You definitely want a loan that allows you to make lump-sum repayments to try to get the loan paid off earlier, as well as a redraw facility to take out extra payments if you need to. An Offset Account can be very… Read more
How to find the right, cheap home loan for you – Part 3
Step 3 – choose an appropriate term over which to compare loans When searching for the ideal home loan, look for the best deal over a 5 year term (taking into account interest and all charges). For most people, 5 years is around the time a change takes place, with… Read more