Choosing the right lender The lender you choose often determines just how effective all the previous steps are (see my previous posts on How to find the right, cheap home loan for you ,Parts 1 – 5). Every bank calculates their loans in different ways. Some accept certain forms of… Read more
Nine in 10 FHBs trust brokers to help them buy their first property
Remember that classic TV ad: ‘nine out of 10 dentists recommend using [toothpaste brand]?’ Well, it turns out we’ve earned a similar level of trust when it comes to helping first home buyers sink their teeth into the property market.
SME Recovery Loan Scheme revamped to help more businesses
More small and medium-sized businesses struggling to stay afloat due to the economic impacts of COVID will have access to cheaper funding after the federal government expanded the eligibility criteria for the SME Recovery Loan Scheme.
How to ease financial pressure through debt consolidation
With many people around the country doing it tough right now, this week we’ll look at a way you can take some pressure off your monthly finances through debt consolidation.
COVID hardship and grant options that could help you
With the pandemic once again tightening its grip around many parts of Australia, today we’ll run you through hardship and grant options that could be available to you or your business.
House price growth hits 17-year high, but is it slowing down?
You’d have to go all the way back to the 2004 Athens Olympics to find a time when house price growth was faster than it has recently been. But latest data suggests the golden run has started to slow down.
How to find the right, cheap home loan for you – Part 5
Step 5 – calculate total costs as a percentage of the loan value. Once you have a shortlist of lenders whose lending criteria you meet and whom appear to be very competitive, divide all their costs (interest and fees) into 5 years and come up with a percentage. The lender… Read more
Cash flow tips for businesses thriving and surviving the pandemic
Australia is a tale of two economies right now, depending on the state or sector your business is based in. Today we’ll run you through three cash flow tips for your business, whether it’s growing or struggling.