Can I get a mortgage where I pay less than I’m paying now? In almost all cases, yes. But if for some reason I can’t find you a cheaper loan, there was certainly no harm in trying. With lenders adjusting their rates outside of the Reserve Bank of Australia, now… Read more
5 things first time buyers need to know
Deciding to purchase your first home can be an exhilarating, yet daunting experience. Quite often, first home buyers get so excited by the prospect of purchasing their first property that they don’t stop and think of the steps they need to take beforehand. Here are five key things you must… Read more
Just in case you still trusted your bank, read this …
In 2017, the Australian Prudential Regulatory Authority wanted to slow down the number of interest only loans in Australia because they wanted to see more people paying down their debt. So they asked the banks to reduce the amount of interest only lending they did. How did the banks respond?… Read more
Who else wants to be mortgage free?
Who else wants to be mortgage free? We specialise in implementing the 7 Easy Steps to Mortgage Freedom for our clients to make it faster and easier for you. Here is how we help you become mortgage free, easier and faster: 1. We charge no fee to you for finding… Read more
Investment properties and tax: get it right or pay too much
Before I start this post, I need to say that the information provided here, and on our site and blog overall, is general in nature only. It does not take into account your personal objectives, financial situation or needs. Before acting on this information you should consider the appropriateness of… Read more
6 ways to get a loan with bad credit
If you have a bad credit rating then getting a loan can be difficult. If you take these steps, however, then you can improve your chances of being approved. 1. Apply to lenders who don’t use credit scoring Some lenders do not use credit scoring, which means you will get… Read more
Why is Mortgage Australia your safe bet to mortgage freedom?
Some information about Mortgage Australia $ We hold an Australian Credit License 377294 and are regulated by ASIC. $ Every local Mortgage Australia Broker undergoes a formal Annual Audit conducted by a third party auditing firm to ensure they are fully compliant with our Licensing and Customer Service requirements. $… Read more
Home buyer questions
How much money can I borrow? We’re all unique when it comes to our finances and borrowing needs. And different lenders lend very different amounts. Even if your own bank won’t lend you the amount you want, do not assume others won’t. How do I choose the loan that’s right… Read more