These lenders are available if you can’t get a solution with the AFG Panel of Lenders.

Please be aware of the below points before getting accredited with any non AFG lender.

  • Setting up and managing lender accreditations has administrative and legal costs that MAG does not incur for AFG Panel Lenders. We have to legally check their agreements as they try and put lending risk back on us which AFG normally handles for their lender panel. We also need to manage the compliance aspects of the agreements and commission payments to you.
    • For the above reason, unless stated otherwise at the specific lender details below, Commissions from these lenders are payable to all brokers at 80% upfront and trail of what is received.
  • Where possible, these lenders have been added to Salestrekker.
  • It is preferred for you to use AFG Panel lenders whereever possible, but we have over time set up some direct accreditations where brokers need them.
  • If you are a credit rep, you can only use lender accreditations organised and managed by the licensee. As licensee, MAG is legally responsible for all the NCCP regulated loans you submit.
  • You may have more work to do as these lenders may not be on Salestrekker. So you still need to go through the normal process on Salestrekker, but may need to manually add in this lender’s information to the Credit Proposal and all compliance related fields and use their manual application forms.
  • You have less protections with these lenders than with AFG Panel lenders because our volumes to them are low and there is less trail security as many lenders require minimum volumes to continue paying trails.
  • Commissions are paid by the lenders to MAG and then paid out to you monthly around the timing of AFG trail commissions. So you can expect an RCTI on the same Friday you get your AFG trail RCTI or possibly over that weekend. Depending on who you bank with, your funds should clear a business day or two after that.

 

To discuss their lending options:

  • Contact the lender BDM first to ensure it is worth getting acredited with them.

 

To get accredited:

  • Contact the lender BDM from the list below (if you find the BDM has changed, please let us know so we can update their details).
  • Tell them you are with the Mortgage Australia Group under ACL 377294.
  • Ask for any required accreditation forms.
  • Complete the forms.
  • If the forms require signing by the licensee, email them to brokersupport@mortgageaustralia.com.au and we will sign and return them to you.
  • Send off all the required documents to the lender for your accreditation.

 

When submitting loans:

  • Complete all the broking steps as normal through Salestrekker (we still need to do all our normal responsible lending and best interest duty steps)
  • You may need to manually edit some of the compliance docs if the lender data is not on Salestrekker.
  • Submit through the lender’s application forms they provide you.

 

 

 

 

Got a loan you can’t do?

We have a referral option that pays you 0.495% upfront incl GST (no trail and no clawbacks).

We work with a group that specialises in customers who have been rejected by the banks and other loan providers due to bad credit, being self-employed with no proof of income, non-conforming personal situations or older borrowers.

Examples of loans that can be done are 80% Low Doc with Accountants Declarations, 75% No Docs with no income proof required, pure asset lends, non-confirming loan for clients with arrears, ex-bankrupts, ATO debts, incomplete construction and more.

Simply complete the Non Conforming Referral form and you will get a call to discuss the scenario and see if we can find a solution for you.

 

 

 

 

 

Mortgage Australia Asset Finance Powered by 360 MMS.

Mortgage Australia Asset Finance referral option pays 50% commissions to the broker. This is our highest paying referral option for asset finance.

*** – included in the wide range of asset finance scenarios we can help with, we have options for car loans for temporary residents.

To send a referral, simply click here or scan the QR Code below.

 

 

 

 

 

360 MMS (Mortgage Manager)

AND

Riyadh Financial Services

(Riyadh Financial Services is a sub-brand of 360 MMS, it is their Islamic Finance lending arm)

 

 

Allstate Homeloans

 

 

Angelic Insurance

  • Angelic Insurance is an insurance brokerage growing focussed on referrals from its finance broker partners.
  • They have a dedicated partner portal where you can make referrals.
  • They have over 100 insurers and a wide range of insurance types.
  • The broker receives 45% upfront and 45% trail referral commission structure (ie., 50% received by MAG and paid out at 90% to you).
  • Commissions are paid 12 weeks after settlement. This is because a lot of insurance policies have cooling off periods and there can be clawbacks up to 12 weeks. So once the commission can’t be clawed back, it is paid.
  • As with all of MAG’s direct agreements, commissions are paid to you once a month at the same time as AFG trail payments. This will be anything MAG has been paid since the last commission payment to you.
  • Download related info here
  • Recording of introductory session
  • To get accredited, go to this link and choose ‘Mortgage Australia‘ from the Mortgage Aggregator/ Dealer Group list (if you don’t choose Mortgage Australia as the aggregator you won’t get paid!).

 

 

 

 

 

Aquamore

 

 

 

 

Arch Finance

 

 

 

 

Assestline Capital

To become an Assestline Capital Accredited Broker all you need to do is complete the accreditation form here.

  • WA/SA – Royden D’Vaz, 0408 868 844, rdvaz@assetline.com.au
  • Vic – Arthur Karvelas, 0418 350 312, akarvelas@assetline.com.au
  • NSW – Jonny Jovcevski, jjovcecski@assesline.com.au
  • Qld – Reef Bentley, 0489 078 011, rbentley@assestline.com.au

Some of the lending they do:

  • Lending to non-residents and expats
  • Lending to selected visa types
  • Assessment rates from just 1%
  • Alt Doc SMSF
  • OFIs assessed at actuals + 25%
  • Up to 4 units on 1 title
  • SMSF lending to individual trustees
  • Apartment buildings up to 10 storeys

 

 

 

 

 

Axis Lending

 

 

 

 

Bank of Us (Tasmanian Brokers Only)

  • www.bankofus.com.au
  • Tasmania’s only customer owned bank
  • BDM: Ryan, 0472 845 341
  • Accreditation form (full instructions and necessary supporting documents are on the form, make sure to date next to David Ham’s signature)

 

 

 

 

Barakah Islamic Finance

Barakah Finance is a sub brand of Mortgage Ezy. it is their Islamic Finance lending arm.

Products:
Barakah Finance only do alternative document home loan which require an accountant’s letter, a self-declaration, and one month’s business account statement.

Risk fees: 0.75% of loan amount

Valuation:
Once your application reaches the pre-approval stage, the valuation will be automatically ordered and will be charged even if the loan is not proceed.

Commission:
There is no clawback on commission. The commission is paid by Mortgage Ezy and is subject to change based on their policy.

  • Up Front– 0.60% GST inclusive
  • Trail – 0.10% GST inclusive
  • No Clawback

 

 

 

 

Better Choice

Relationship Manager , Graeme Norris

Email; Graeme.N@betterchoice.com.au

 

 

 

 

Better Mortgage Management

Business Development Manager, Anthony Atkins

Email; anthonya@bettermm.com.au

 

 

 

 

Bluestone

  • Just email accreditation@bluestone.com.au and let them know you are with Mortgage Australia Group, ACL 377294

BDM Bree Hearn, bree.hearn@bluestone.com.au, 0460 931 648

 

 

 

 

Brighten Home Loans

  • AFG has recently added Brighten under its AFG Home Loans products, the ‘AFG Bright’ loan. As such, you can now access Brighten through AFG Home Loans.

 

 

 

 

Burj Finace

Mortgage Australia Group are now accredited with Burj Finance.
This means that any broker working with MAG can submit deals to us using our ACL.
Please find the link to the broker portal below:
Broker Portal | Burj Finance
Portal Password: Burj123
All the supporting materials and information required to submit a deal are available on the portal.

Business Coaching for Brokers

Here are some business broker coaching services you might consider. We do not know their terms so you would need to contact them to investigate further with them directly. All charge fees for their services.

 

 

 

 

Credit Fix Solutions

 

 

 

 

efunder

 

 

 

 

First Federal

firstfederalaccreditation

 

Fundsnational

 

 

 

 

HAS – own a home with 2.5% desposit and no LMI by using your superannuation

 

 

 

 

Hejaz Islamic Credit Solutions

  • This lender is now available on AFG’s lender panel. All details and accreditation is now through the LENDERS section on AFG Suite.

 

 

 

 

HY Capital

To become accredited with HY Capital, they require the following from you –

  • Copy of Australian Credit Licence or Credit Representative Number.
  • Copy of current Professional Indemnity Insurance Certificate of Currency (PII).
  • Copy of AFCA Membership Certificate.
  • Copy of membership certificate with either MFAA or FBAA (for each Loan Writer).
  • A clear copy of either your Drivers Licence or Passport (for each Loan Writer).
  • Company Bank Account Details in which your monthly payments will be credited.

Once we have received your application and supporting documents, I will forward to our accreditation team for processing. The Accreditation Team will forward to you an Agreement Documents, which you will be required to sign and return.  Once the accreditation team have received this signed Agreement, you will be become an Accredited Broker with HY Capital.

As a new BDM, I ask two things of you when submitting your Broker Accreditation Application Form, please let me know –

  1. What you think is the most important thing a BDM can do for your business?
  2. What type of loan product that you cannot get now, would help your clients?

Remember if your preferred Lender will not assist you with a Loan, give HY Capital a chance. Give me a call, I am here to help.

Product Guide 

Upfront Valuations

Valuations can be ordered upfront by brokers. Please email to valuations@hycaptial.com.au for a quote and details on our panel valuers.

Loan Submissions

Please email the completed application form and supporting document to apps@hycapital.com.au. We process the application. Our credit assessor response time is within 24-48 hours.

Loan Settlements

Our settlement team will liaise with you regarding the settlement process once loan application is approved. If you have any settlement enquiries, please email settlements@hycapital.com.au. Our response time is within 24 hours

Post-settlement

If either you or your customer have any enquires about settled loan, please contact our customer hotline on 1300 209 635 or email customercare@hycapital.com.au. Enquiries include, repayment enquires, changing direct debit account, fixed rate conversion, manual redraw, loan discharge.

Commissions

We make commission payments to you on 15th of each month. If you have any enquires about your commission payment, please email finance@hycapital.com.au

  • Up Front– 0.60% plus GST of the Loan Amount
  • Trail – 0.10% plus GST of the Loan Balance

 

 

 

 

Ijarah Finance

 

 

 

 

IPick Insurance

Fast and easy insurance for the client, but less customized so can be more expensive. The client gets a 15 minute phone call to discuss their situation, no medical tests required.

 

 

 

Loanoptions.ai

  • We have two options for referring Asset Finance deals.
    • MAG Asset Finance (see above on this page) – we pay you 50% (you get the whole 50%).
    • Loanoptions.ai – they pay 50% and you will get 90% of that (ie., 45%), you will not be involved in the deal at all (tick and flick only).

To get set up, simply go to this link and enter your details.

So if you want a tick and flick option, use Loanoptions.ai or MAG Asset Finance for this.

    1. Video presentation
    2. Mortgage Broker Presentation and Sample website integration
    3. Partner video: https://youtu.be/OSNeiC0sZ94
    4. Integration process – https://loanoptions.ai/integration-process

 

Partnership Manager; Tamara Chin, tamara@loanoptions.ai, 0481 615 053 (to discuss client scenarios)

 

 

 

 

MA Money

Accreditation: Say you are with Mortgage Australia Group when completing this form: https://www.mamoney.com.au/brokers/get-accredited/

Download details from MA Money online session March 11th 2026 here.

 

 

 

Mortgage Ezy

  • www.mezy.com.au
  • BDM: Randall Parker, parker@mezy.com.au, 07 5554 3312
  • Accreditation Form

Please note, we get a lot of clawbacks and brokers having issues with valuation fees being charged to them with Mortgage Ezy and have had a number of commission disputes. I do not endorse them but some brokers have wanted to use them from time to time. Use them at your own risk!

 

 

 

 

Mortgage Mart

 

 

 

Mortgage Street

  • www.mortgagestreet.com.au
  • Mikhaela Ferrer – Accreditations and Onbaording, mikhaelaf@mortgagestreet.com.au
  • Krishan Khelawan – Lending Managing, krishank@mortgagestreet.com.au
  • Bob Singleton – Relationship Manager, bobs@mortgagestreet.com.au
  • Please forward the fully completed form and supporting documents to broker@mortgagestreet.com.au.
  • Accreditation Form

 

 

Orde Financial

 

 

 

 

Own Home – no deposit option for home buyers

 

  • How OwnHome works:

    • Enables 100% home financing, no LMI

    • It’s a split loan: OwnHome loans the deposit, then the first mortgage provider funds the 80%. So you get a loan for the deposit from Own Home (1.5% upfront commission and 0.15% trail commission, both incl GST, no clawbacks), then use a normal lender (get that lender’s normal commission) for the rest of the home loan.

    • Low upfront cost: just 2% of the home value upfront

    • Learn more online at partners.ownhome.com/brokers and get accredited here

    • Pre-approval with OwnHome in 48 hours

 

 

 

 

Premium Capital Finance

Christen Tsichlis, Email; ChristineT@pcapfinance.com.au , 1800 25 11 11

 

 

 

 

Skip (previously Sucasa) – loans above 80% LVR with no LMI & 2% deposit home loans with no LMI

  • https://skiploans.com.au/
  • Josh Powell, Senior BDM, 0478 709 904, brokers.skiploans.com.au
  • Broker Accreditation form – make sure to enter Mortgage Australia Group where it asks for Brokerage Name.
  • Each accredited broker will get access to their broker portal which can be found via this link.
  • For applications, you would complete all the Salestrekker steps as normal. Then you will lodge via their Broker Portal (not AOL).
  • If you use Salestrekker, put your email address into the Broker Code line for Lender Accreditations for Skip once you are accredited.

 

 

 

 

So Money

Somoney accreditation

 

 

 

 

Uptain;

Uptain is not your traditional lender.

They’re a non-bank lender purpose-built for the real world – offering residential, commercial, SMSF, and construction loans with a focus on serving business owners, expats, and clients who don’t always fit the typical lending mould.

Jason Guo – National Sales Manager
Mobile: 0470 104 811
Email: jasong@uptain.com.au

Johnathan Shimizu – Broker Relationship Manager
Mobile: 0489 267 731
Email: johnathans@uptain.com.au

For general broker enquiries or valuation requests, brokers may also contact the Broker Support Team via:
brokersupport@uptain.com.au

Uptain Accreditation; Accreditation Form accreditation@uptain.com.au

Document.zip folder to access Service Calculators, Application Form, Accountant template, S/E form, KYC and other checklist for loan submission.

 

 

 

 

Vast Capital

  • www.vcmm.com.au
  • BDM: Lavender Zhou, lavender.zhou@vcmm.com.au, 1300 776 276

 

 

 

 

Victorian Mortgage Group (VMG)

 

 

 

 

WLTH

 

 

 

 

ZANK Financial