Your credit file is one of your most important financial assets. Safeguarding this file is an important part of the finance application process.
Your credit file contains
– credit applications
– overdue credit accounts
– payment defaults
– clearouts (as a missing debtor)
– commercial credit information
– public record information.
You will have a credit score calculated from your credit file.
Did you know that a score of less than 500 will severely affect your ability to gain finance from many lenders?
Read our one page guide – “Keeping Score” – to find out more: https://www.mortgageaustralia.com.au/email/files/keepingscore.pdf