Step 3 of The 7 Easy Steps to Mortgage Freedom is that you should always make sure your loan is always cheap
Once you have a cheap home loan, you can’t assume it is always going to be the best you can get.
A home loan should not be a ‘set and forget’ proposition.
The third step to mortgage freedom is to keep a regular watch on better alternatives and special lending offers that will become available from time to time to make sure your own loan doesn’t become overpriced by comparison (or the easy way is to get a mortgage professional who offers this service to do it for you).
Your goal is to futureproof your home loan, so it is always one of the cheapest you can get.