Wherever you are in the loan process, and whatever type of loan you’re looking for, a broker can help. It doesn’t matter the circumstance, whether you have just started thinking about buying, have already found the perfect house and want to quickly sort out your finances, are looking to unlock the equity in your current property, or want to find out if there’s a better borrowing option than the one you currently have.
Any time is a good time to explore your options.
The first thing a broker does is meet with you to understand what it is you want. He is, after all, your personal finance professional, so the better a broker gets to know you, your financial circumstances and long term goals, the better he can match you with the product that’s right for you.
Key Point: It’s not just about finding the lowest interest rate; there are other things to consider.
Let’s say you’re thinking about starting a family – so perhaps flexible repayments may be an important feature. If you want to renovate, easy access to equity can help. With so many products, you have so many choices.
Once you agree on the right loan, your broker will take care of the application and get everything in place for the approval process; then, see it through to settlement.