I have a good relationship with my bank manager, what more can you do for me than he could?

Individual bank managers do not have the power they did in the past. Assessment of loans is centralised and is simply a numbers game. We know the different discounts each bank is able to give depending on your situation. Also, the banks view us as one big customer because of the large amount of loans we put through them every month and they compete for our business. This means we have access to discounts and special offers which an individual bank manager can't offer.

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