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Have you spotted a property bargain recently?

If you think there may be a few property bargains just waiting for you to check them out, why don't you ask me to confirm your borrowing capacity before you go and have a look around? There have been lots of changes in home loans too, so a bit of homework …

The truth about your Credit File.

When the National Consumer Credit Protection Act came into effect in 2010, it was designed to help regulate lenders and prevent consumers from getting out their of depth with debt. One of the spin-offs has been increased scrutiny on would-be borrowers. Lenders now look to an individual's credit file to …

Home burglaries are a fact of life.

Every year more than 20,000 homes in Australia are broken into - the majority during the day time when people are at work. That's the bad news. The good news is that there are plenty of simple, low-cost steps you can take to greatly reduce your chance of getting burgled. Remember, …

Some tips to help you buy your next car for less.

Enjoy that new car smell longer. There is something special about buying a brand new vehicle - the smell... the pristine paint... the purring of a well timed and perfectly balanced motor. ... So how do you ensure that feeling is not soured as you drive out of the car dealership? Car dealerships …

Here are some Super Savings:

In March this year Australian workers had more than $1.8 trillion stored away in superannuation funds, in part thanks to a system that generally requires employers to pay a contribution on employees? behalf. From July 1, this required employer contribution jumped .25% to 9.5%.* For many wage and salary earners who …

Let’s Bust some Money Myths.

Making the most of your money often requires common sense more than a commerce degree. Lets take a look at five misconceptions about money that could be holding you back from greater financial freedom. 1) I DON'T EARN ENOUGH TO SAVE A lack of savings generally has less to do with how …

Mortgage traps ahead! – Don’t fall in.

Do you love a bargain? It can feel like such a victory when you find that special deal on a new TV, or when you save a bundle by doing your Christmas shopping during a toy sale. Unfortunately, this sort of approach to looking for a mortgage can easily land you …

Here are the questions I get asked most often by Home Buyers:

How much money can I borrow? We're all unique when it comes to our finances and borrowing needs. And different lenders lend very different amounts. Even if your own bank won't lend you the amount you want, do not assume other's won't. Contact me anytime, I can help with calculations based on …
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